❌
BEFORE Concurrent Receipt (VA Waiver Applied)
Earned Military Retirement
$3,000/month
⬇️
VA Waiver Reduces Pay
- $1,998/month
⬇️
Actual Retirement Received
$1,002/month
➕
VA Disability (70%)
$1,998/month
Total Monthly Income
$3,000/month
The Problem: Your total income is LESS than just your retirement pay alone. You earned $3,000 in retirement through years of service, but you only receive $1,002 of it due to the VA waiver.
✅
AFTER Concurrent Receipt (CRDP/CRSC)
Full Military Retirement
$3,000/month
➕
VA Disability (70%)
$1,998/month
Total Monthly Income
$4,998/month
The Solution: CRDP or CRSC restores your retirement pay, allowing you to receive BOTH your full military retirement AND your VA disability compensation. That's an extra $1,998/month or $23,976/year in your pocket.