Your Retirement, on Paper

ONE-TIME PAYMENT

Retirement Worksheet

$4.99

Pay once. Regenerate with updated numbers any time.

Built instantly in your browser. No account needed.

Or see the full sample first

New: a Personalized Plan written from your answers: your income against your expected expenses, a best, expected, and worst case outlook, and an action checklist in the order things come due
Lifetime value projection: your pension year by year for 30 years with COLA, and its cumulative total
Your pension against all 50 states: your own state's 2026 tax and what 20 years of it costs, plus every state that would tax your amount, ranked, with 20-year totals
VA disability itemized to the cent, plus the monthly value of your next rating step
Federal tax on your pension through the real 2026 brackets, not a flat guess
What two more years are worth, in monthly pay and lifetime dollars
SBP decision snapshot: your exact premium and survivor benefit
Transition checklist and a clean, print-ready PDF you can hand your spouse or financial advisor

Frequently Asked Questions

How do I get my worksheet after paying?

Instantly. Run the free calculator with your numbers (takes a minute if you haven't), pay, and your worksheet opens right away. Hit Download PDF and it saves to your device. No account, no email chain, no waiting.

What is the Personalized Plan?

Three extra worksheet pages written for your exact situation. After you buy, a short form asks what the calculator can't know: TSP balance, other savings, expected monthly expenses, work plans, goals, and worries. Those answers plus your calculator numbers are sent once to our AI plan-writing service, which writes your income gap analysis, a best, expected, and worst case outlook, and an action checklist. Your purchase includes 5 generations, so you can regenerate after your numbers change. Nothing about the answers is stored on our servers or used for anything except writing your plan.

What if my situation changes?

Rerun the calculator with your new rank, rating, or state and regenerate the worksheet on this device at no extra charge. Your purchase covers updates, not a single printout.

How many devices does it work on?

Your receipt link unlocks the worksheet on up to 3 devices (say, your phone, laptop, and your spouse's computer). Need it reset after a new phone? Email militaryretirementcalc@gmail.com with your receipt.

Who runs this site?

One person: a retired Army veteran with 22 years in, who went through the transition himself. No affiliation with the DoD, VA, or any government agency. The About page covers where every number comes from, how the December re-verification cycle works, and how to get in touch.

Where does the data come from?

The same verified sources as the free calculator: DFAS pay tables (2023-2026), official 2026 VA compensation rates, IRS Revenue Procedure 2025-32, and state tax law for all 50 states checked against state revenue departments in July 2026.

Is my payment information secure?

Yes. Payment runs through Stripe, the processor used by millions of businesses. We never see or store your card details. The worksheet itself is built entirely on your device; the one exception is the optional Personalized Plan, where the answers you type are sent once to the plan-writing service and not stored.

Can I see it before I buy?

Absolutely. View the complete sample worksheet with example numbers. Yours will look exactly like that, built from your inputs, without the watermark.